Mmm. I seem hard-wired into contingency planning: one of the things that meant I didn't completely suck at being an I.T. Manager back when I got pushed inadvertently in that direction. It acts as a kind of averaging function on life: when things go wrong I know what to do, but when things go right I start worrying about what might go wrong next.

A related, but much more controversial, issue is people stuck in an emotionally fraught situation being advised by someone else who has experience and expertise in precisely that crisis. The standard litany of "They told me to do x. That's all very well but they've never been in situation y; they don't know how it feels!" impresses me little. Yes, your instincts might be right; yes, the experts might be wrong; yes, the media over-reports cases where those two occurrences coincide. Question the expert by all means, if time permits, but your best bet is probably to do what they say.